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News
Posted on Tuesday, April 3, 2018
What is Overcapitalising? Overcapitalising effectively means to "improve" your house beyond a point of it's market value. When extending or renovating your property, you need to ensure that you are able to recover the money spent, when you resell your property. Get a valuation from at least 2 or 3 different estate agents before you start renovating, and make sure that what you intend to do, will still be in line with pricing of other properties in your area of the same size and type. Keep in min
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What is Overcapitalising? Overcapitalising effectively means to "improve" your house beyond a point of it's market value. When extending or renovating your property, you need to ensure that you are able to recover the money spent, when you resell your property. Get a valuation from at least 2 or 3 different estate agents before you start renovating, and make sure that what you intend to do, will still be in line with pricing of other properties in your area of the same size and type. Keep in min
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Posted on Wednesday, March 28, 2018
When buying or selling property, there is no doubt that you will need professional assistance to conclude a successful deal. As in most industries, there are good and poor professionals... in the property industry too. The majority, however, are reputable professionals who aim to do the best job possible. Whilst the seller is technically the estate agent's client, a good agent will provide value to the seller as well as the buyer and conclude a deal which is mutually beneficial.
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When buying or selling property, there is no doubt that you will need professional assistance to conclude a successful deal. As in most industries, there are good and poor professionals... in the property industry too. The majority, however, are reputable professionals who aim to do the best job possible. Whilst the seller is technically the estate agent's client, a good agent will provide value to the seller as well as the buyer and conclude a deal which is mutually beneficial.
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Posted on Tuesday, March 20, 2018
You need expert advice when building a home. It is worth paying for a professional now, as this may save you a substantial amount later. Make sure you consult with reputable architects, quantity surveyors, development consultants, building contractors, plumbers, electricians, and so on.
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You need expert advice when building a home. It is worth paying for a professional now, as this may save you a substantial amount later. Make sure you consult with reputable architects, quantity surveyors, development consultants, building contractors, plumbers, electricians, and so on.
Read more...
Posted on Monday, March 19, 2018
Every good action creates another ….. This was the belief that ABC for Life was founded on when one concerned individual took an interest the education of one teenage boy. Today, ABC for Life reaches more than 300 students at Sentinel School in Hangberg, Hout Bay and is part of the umbrella group the Hout Bay Education Trust.
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Every good action creates another ….. This was the belief that ABC for Life was founded on when one concerned individual took an interest the education of one teenage boy. Today, ABC for Life reaches more than 300 students at Sentinel School in Hangberg, Hout Bay and is part of the umbrella group the Hout Bay Education Trust.
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Posted on Friday, March 16, 2018
A Usufruct is a legal right which someone, who is not the owner, is given to use and enjoy the profits and advantages of something belonging to another as long as the asset (property) is not damaged or altered in any way, for a certain period of time. At the end of this period, the property must be handed back to the person who owns it.
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A Usufruct is a legal right which someone, who is not the owner, is given to use and enjoy the profits and advantages of something belonging to another as long as the asset (property) is not damaged or altered in any way, for a certain period of time. At the end of this period, the property must be handed back to the person who owns it.
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Posted on Thursday, March 15, 2018
You need the services of a professional valuer to provide you with a valuation of your property. This is an estimate or opinion of the value of your home. By law, valuers need to be registered with the South African Council for the Property Valuation Profession. An estate agent, who is a registered valuer, should be able to help you make a decision on a realistic asking price.
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You need the services of a professional valuer to provide you with a valuation of your property. This is an estimate or opinion of the value of your home. By law, valuers need to be registered with the South African Council for the Property Valuation Profession. An estate agent, who is a registered valuer, should be able to help you make a decision on a realistic asking price.
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Posted on Wednesday, March 14, 2018
Your bank is a business which, while providing you with finance to purchase a home, also needs to generate an income to cover its overheads and be a profitable institution. This is why you pay bank charges on, for example your current account or savings account. The same applies to your home loan account.
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Your bank is a business which, while providing you with finance to purchase a home, also needs to generate an income to cover its overheads and be a profitable institution. This is why you pay bank charges on, for example your current account or savings account. The same applies to your home loan account.
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Posted on Tuesday, March 13, 2018
An Offer to Purchase becomes a legal and binding Sale Agreement between a buyer and a seller, the very instant that the seller signs the contract (generally the buyer would have already signed it before the offer was presented to the seller). Therefore it is imperative that you are 100% sure that the offer you make on a property is one that you are not going to regret.
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An Offer to Purchase becomes a legal and binding Sale Agreement between a buyer and a seller, the very instant that the seller signs the contract (generally the buyer would have already signed it before the offer was presented to the seller). Therefore it is imperative that you are 100% sure that the offer you make on a property is one that you are not going to regret.
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Posted on Monday, March 12, 2018
To whom do I pay my deposit? Depending upon what is stipulated in your sale agreement, your deposit is either paid to the estate agency involved or to the Conveyancing attorneys attending to the transfer. Both these professionals should have trust accounts in which your money is held safely. Always ensure that you receive the appropriate receipts, and never pay your deposit directly to the seller.
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To whom do I pay my deposit? Depending upon what is stipulated in your sale agreement, your deposit is either paid to the estate agency involved or to the Conveyancing attorneys attending to the transfer. Both these professionals should have trust accounts in which your money is held safely. Always ensure that you receive the appropriate receipts, and never pay your deposit directly to the seller.
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Posted on Friday, March 9, 2018
Establish from various builders, what the average building rate is per m². This will be depend on the finished that you choose. A builder cannot give you an exact price per m² without the plans, because a square structure will cost less per m², than a complex shape, but get an approximate figure per m². In doing so, you can decide how big the house can be for you to be able to afford it.
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Establish from various builders, what the average building rate is per m². This will be depend on the finished that you choose. A builder cannot give you an exact price per m² without the plans, because a square structure will cost less per m², than a complex shape, but get an approximate figure per m². In doing so, you can decide how big the house can be for you to be able to afford it.
Read more...
Posted on Tuesday, March 6, 2018
Municipalities across the country have valued properties within its borders, in accordance with the Municipal Property Rates Act 6 of 2004. What is the Municipal Property Rates Act? In terms of the Act, all local municipalities are obliged to value and rate immovable properties (land and buildings), within their jurisdiction.
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Municipalities across the country have valued properties within its borders, in accordance with the Municipal Property Rates Act 6 of 2004. What is the Municipal Property Rates Act? In terms of the Act, all local municipalities are obliged to value and rate immovable properties (land and buildings), within their jurisdiction.
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Posted on Monday, March 5, 2018
The use of every privately owned property in South Africa is subject to certain control measures, which may restrict you from making the changes you would like to make to your new home. If you are able to check the Title Deed before you buy a property, it may be beneficial in order to familiarise yourself with any restrictive condition on the property.
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The use of every privately owned property in South Africa is subject to certain control measures, which may restrict you from making the changes you would like to make to your new home. If you are able to check the Title Deed before you buy a property, it may be beneficial in order to familiarise yourself with any restrictive condition on the property.
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Posted on Friday, March 2, 2018
What is a Title Deed? The owner of Immovable Property is the person in whose name the property is registered in terms of the Deeds Registries Act 47 of 1973. A Title Deed is the owner of immovable property's documentary proof of ownership. Each privately owned property has its own separate Title Deed, which is an important document containing all the details pertaining to a specific piece of land.
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What is a Title Deed? The owner of Immovable Property is the person in whose name the property is registered in terms of the Deeds Registries Act 47 of 1973. A Title Deed is the owner of immovable property's documentary proof of ownership. Each privately owned property has its own separate Title Deed, which is an important document containing all the details pertaining to a specific piece of land.
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Posted on Thursday, March 1, 2018
A non-resident who disposes of immovable property (or an interest in immovable property) in South Africa is liable to declare this sale in his tax returns to the South African Revenue Service (SARS). SARS realised that it was probably losing out on capital gains tax (CGT) or, in the case of people who trade in property, Income Tax in respect of properties that are bough and sold by non-residents of South Africa.
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A non-resident who disposes of immovable property (or an interest in immovable property) in South Africa is liable to declare this sale in his tax returns to the South African Revenue Service (SARS). SARS realised that it was probably losing out on capital gains tax (CGT) or, in the case of people who trade in property, Income Tax in respect of properties that are bough and sold by non-residents of South Africa.
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Posted on Tuesday, February 27, 2018
Prospective tenants have lost thousands of Rands paying deposits for fraudulently advertised properties. The internet boom has made it easier and easier from criminals to prey on prospective tenants. They produce an offer which often includes photos of a property and almost all of the information one would acquire from a legitimate landlord. However, there are a few ways to tell whether you are dealing with the actual owner/agent of the property or whether it is an elaborate attempt to rob you o
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Prospective tenants have lost thousands of Rands paying deposits for fraudulently advertised properties. The internet boom has made it easier and easier from criminals to prey on prospective tenants. They produce an offer which often includes photos of a property and almost all of the information one would acquire from a legitimate landlord. However, there are a few ways to tell whether you are dealing with the actual owner/agent of the property or whether it is an elaborate attempt to rob you o
Read more...
Posted on Monday, February 26, 2018
A mortgageable property allows the buyer to apply for a home loan by using the property he buys, as security for obtaining the home loan. In other words, if you don't repay your home loan, the bank will take your property to recover its losses. Home loans are usually repayable over 20 years. Some banks allow you to pay it over a period of up to 30 years, depending on the amount of the loan and your financial situation, but this is a costly alternative in the long run.
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A mortgageable property allows the buyer to apply for a home loan by using the property he buys, as security for obtaining the home loan. In other words, if you don't repay your home loan, the bank will take your property to recover its losses. Home loans are usually repayable over 20 years. Some banks allow you to pay it over a period of up to 30 years, depending on the amount of the loan and your financial situation, but this is a costly alternative in the long run.
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Posted on Friday, February 23, 2018
What makes a Valid Agreement? Here's a list of the basic requirements.
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What makes a Valid Agreement? Here's a list of the basic requirements.
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Posted on Thursday, February 22, 2018
The safest way to purchase your home is for your estate agent or attorney to draft the Offer to Purchase Document and thoroughly explain all the clauses to you, in order to ensure problem-free paperwork and no disappointments.
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The safest way to purchase your home is for your estate agent or attorney to draft the Offer to Purchase Document and thoroughly explain all the clauses to you, in order to ensure problem-free paperwork and no disappointments.
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Posted on Thursday, February 22, 2018
A Step-by-Step Guide Through the Process... There will be instances where some steps outlined below will happen simultaneously, or in a slightly different order, but this gives you a good idea of what is involved and why this process is such a lengthy one.
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A Step-by-Step Guide Through the Process... There will be instances where some steps outlined below will happen simultaneously, or in a slightly different order, but this gives you a good idea of what is involved and why this process is such a lengthy one.
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Posted on Thursday, February 22, 2018
Property is classified either as movable or immovable. Movable property can be moved from one place to another. It is not fixed, regardless of the size or weight. Furniture, pot plants, etc. are examples of movable property. Immovable property is land, whether unimproved (vacant land) or improved (land with permanent improvements, such as a house).
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Property is classified either as movable or immovable. Movable property can be moved from one place to another. It is not fixed, regardless of the size or weight. Furniture, pot plants, etc. are examples of movable property. Immovable property is land, whether unimproved (vacant land) or improved (land with permanent improvements, such as a house).
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